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Opinion: Consumer Lending at Risk

Anyone with an interest in maintaining the positive economic momentum we've recently seen should pay close attention to the startup of the Consumer Financial Protection Bureau. The CFPB was created as part of the so-called Dodd-Frank law enacted last year to rectify the practices that led to the 2008 financial crash, with...

Officials Say Debt Collectors Used Fake Subpoenas

ERIE, Pa. (Nov. 9) -- Authorities here are investigating a debt-collection company that allegedly used fake sheriff's deputies to deliver phony subpoenas ordering victims to appear in a bogus courtroom, where they were ordered to pay up. "I've never seen anything like it," Erie County Chief Deputy Sheriff Jon Habursky...

Opinion: Seeding an Economy of Greater Equality

(Oct. 19) -- While economists, public opinion and the media go back and forth on the recession's status, recent poverty figures in the U.S. remind us of how severely it has already taken its toll. The poverty rate for Hispanics and African-Americans nationally has climbed to more than 25 percent -- approaching levels more...

Opinion: A Low Score for Credit Bureaus

(Aug. 18) -- When President Barack Obama signed the financial reform bill into law in July, it definitely seemed like a sign of real change. But, as it stands now, it just looks like more of the same. We all want to see Wall Street excesses reined in and a future financial collapse avoided, but, as it turns out, the new...

Opinion: Credit Card Users Need Relief Now

(Nov. 24) -- As you reach for your credit card this holiday season, be aware that your bill may have some unpleasant surprises in store for you: interest rate hikes and decreased credit limits, even if you have good credit and pay your balances on time. Congress passed a law in May to crack down on the abusive practices...

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credit News From the Web

06/02/12 PaydayMoney.com Launches New Educational Section Source: PRWeb (PRWEB) June 02, 2012 PaydayMoney.com announces the addition to its website of a new educational article entitled "Get Money When You Need It With Money Loans With Bad Credit," which will help educate consumers on the many benefits of short-term money loans.
06/02/12 India must capitalise on the G20 opportunity Source: Hindu Business Line The agenda for the ensuing G20 meeting to be held this June in Mexico perfectly aligns with the areas in which India's performance has been lagging.
06/02/12 Credit cards: Top 5 cards for grads Source: The Christian Science Monitor As high school and college seniors around the country don caps and gowns, something aside from a diploma is waiting for them: increased financial independence.
06/02/12 Attorney general probes for-profit education firms Source: Sentinel and Enterprise - Fitchburg MA Ratcheting up the pressure on for-profit education firms, Attorney General Martha Coakley has confirmed that her office is investigating deceptive loan and recruitment practices at some for-profit colleges and certificate programs where students often graduate with overly burdensome debt or fail to graduate at all.
06/02/12 RURAL WOMEN ACQUIRE INFORMATION ON MICROFINANCE Source: Fiji Government Given that women comprise 49 per cent of Fiji's total population, the Government in partnership with the private sector is promoting women into sustainable income generating projects with the aim to improve livelihoods and alleviate poverty.

Background on credit

A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.

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