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Opinion: Big Risks From a Foreclosure Halt

(Oct. 13) -- We've recently seen a lot of reports about flaws in the foreclosure process, including lenders certifying that they're familiar with all pertinent aspects of a given case when they're not. This is unacceptable, and those responsible for such false certifications should be held legally accountable. But the...

Opinion: Don't Freeze Card Card Rates

(Nov. 24) -- This past May, Congress passed the most sweeping credit card reforms in history in order to better protect consumers. Now various consumer groups are calling for policymakers to immediately freeze credit card rates. As hard as it may be to believe, consumers actually lose under that scenario. Because of the...